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8 Jan Indus Digital Savings Account Featuresāļø Up to 6% interest on savings accountāļø Guaranteed returns of up to 7.75% on FDāļø Special interest rate of up to 8.25% for senior citizensāļø Virtual Debit Cardāļø Fund your account and get 3 months Times Prime membership freeāļø Digital Banking with online assistance NOW A/C OPEN Fees and chargesāļø Zero Balance Accountāļø Debit Card Charges – ā¹590āļø Initial funding/deposit amount is ā¹500 NOW A/C OPEN
7 Jan Zero Balance Savings Account Kotak 811 Zero Balance Savings Account Features & Benefits Of Zero Balance Savings AccountCompletely online opening processGet up to 7%* interest p.a. with ActivMoneyPaperless Process – no paperwork, no hassle!Instant Virtual Debit Card & Credit Card Against FDNo charges for non-maintenance of balance24/7 access through the Kotak 811 App and Internet BankingFree digital transactions like NEFT, IMPS, UPI, Pay your contact, Scan & Pay OPEN NOW A/C Fee & Charges Of Zero Balance Savings AccountAccount OpeningĀ – FreeĀ Non-maintenanceĀ – No chargeĀ Average Monthly BalanceĀ – ZeroDebit card virtualĀ – freeFunds TransferĀ – NEFT / RTGS (Nil Charges) / IMPS (Through Internet & Mobile Banking)Annual FeeĀ – NilĀ Physical Debit CardĀ ā ā¹299Image Debit CardĀ – A onetime image fee of ā¹235 and an annual fee of ā¹299 inclusive of all taxes.Card Replacement FeeĀ – ā¹299Foreign Exchange Mark-upĀ – Fee 3.5%ATM Charges (after free transactions)For Financial Transactions: Rs.21For Non-Financial Transactions: Rs.8.50 on domestic ATMs of other banks OPEN NOW A/C Why Should You Choose a Kotak811 Zero Balance Account?No minimum average balance:Ā Make the most with no monthly average balance maintenance requirement.Paperless account opening process: Choose the convenience of opening a zero balance account online within a few minutes – anytime, anywhere.Additional benefits:Ā A free virtual debit card, plus cash and cheque deposits at the bankās branch.Digital payments:Ā Make digital payments easily using NEFT, UPI and Scan & Pay. How To Open 811 Zero Balance Savings Account OnlineUse the Kotak811 App or the Website.Enter Mobile Number, Email ID, and Pin codeVerify Aadhaar and PanComplete Full KYCEligibility Criteria For Zero Balance Savings AccountCitizen of IndiaAged 18 and aboveAadhaar and Pan CardDocuments Required For Zero Balance Savings AccountPaperless verification and minimal documentationAadhaar CardPan Card OPEN NOW A/C PASSBOOK PRINT